1099 Tax Estimator for Freelancers 2026

Calculate your self-employment tax, federal income tax, and state tax obligations

Your Information

$

Total revenue before expenses

State tax rate: 9.30%

$

Software, equipment, insurance, etc.

Your Tax Estimate

Net Self-Employment Income
$65,000

Gross income minus business expenses

Self-Employment Tax
$9,184.208

15.3% on 92.35% of net income (Social Security + Medicare)

Deductible SE Tax (50%)
-$4,592.104

Reduces your taxable income

Federal Income Tax
$8,342.737

Based on 2026 tax brackets

State Income Tax (CA)
$5,617.934

9.30% flat rate

Total Estimated Tax Owed
$23,144.879
Effective Tax Rate30.86%
Recommended Quarterly Payment
$5,786.22

Pay this amount 4 times per year to avoid penalties

💡 Pro Tip: This is an estimate. Actual taxes may vary based on additional deductions, credits, and other income sources. Consult a tax professional for personalized advice.

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