Freelance Rate Calculator
Calculate your ideal hourly rate based on your income goals, expenses, and availability
Your Information
How much you want to take home after taxes and expenses
Software, equipment, insurance, etc.
Include federal, state, and self-employment tax
Vacation, holidays, sick days
Hours you can actually bill to clients
Your Results
Per year to meet your goals
Per hour to reach your target
Breakdown
💡 Pro Tip: This is your minimum rate. Consider charging 10-20% more to account for non-billable time, project delays, and growth.
How to Use This Calculator
1. Set Your Income Goal
Enter how much you want to take home after all expenses and taxes. This is your actual spending money.
2. Account for Expenses
Include all business costs: software subscriptions, equipment, insurance, office space, etc.
3. Estimate Your Tax Rate
Include federal, state, and self-employment tax. A safe estimate is 25-30% for most freelancers.
4. Be Realistic About Time
Not all hours are billable. Account for admin work, marketing, and time off. 30 billable hours/week is realistic.