Savings Runway Calculator

Calculate how long you can survive without new freelance income. See your financial runway and get actionable tips to extend it.

Your Financial Situation

$
$

Rent, utilities, insurance, etc.

$

Food, entertainment, subscriptions, etc.

$

Ongoing retainers or partial income

Your Runway

7.5 months

Good runway. You have 6+ months of savings, giving you flexibility to be selective with projects.

You can survive until
December 2026

Monthly Breakdown

Total Expenses$4,000
Expected Income$2,000
Net Monthly Burn$2,000

Tips to Extend Your Runway

Build an Emergency Fund

Aim for 6-12 months of expenses saved. This gives you freedom to turn down bad clients and weather slow periods.

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Reduce Variable Expenses

Review subscriptions, tools, and discretionary spending. Cut what you don't actively use to extend your runway.

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Secure Retainer Clients

Monthly retainers provide predictable income and reduce the stress of finding new projects every month.

Read More →
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